This May Not Be For You

This course is the system that my wife and I used to pay off $30k debt in 9 months while making under $75k per year.

In this course I give you all the tips, tricks, processes, systems and tools that we used and created. There are many courses out there that will help you get out of debt. There are none as helpful as this one.

I know what it feels like to not be able to fall asleep at night because you don't know how you're going to pay the bills next month. I know what it feels like to carry a financial burden so big you don't have any idea how it could possibly work out. I know what it feels like to be hopeless.

At this point, I was willing to do whatever it took to get free. I didn't know what it would take. I didn't know how hard it would be. But I didn't care. Whatever was required to be free, I was ready for.

If you are not yet at this place, this course may not be for you. This course is for anyone who is ready to do whatever it takes. Moderation is for those who are not yet ready to commit to an outcome. This course isn't about "trying" to become debt free. This course is for those who are ready to actually do it - regardless of the sacrifices required.

After following the system in this course, my wife and I finally were free. We no longer had the chains holding us down. We were no longer slaves to money. We had the freedom to make whatever choices we wanted.

It wasn't easy, but it was worth it. I want the same for every single person who is in the same place I was. It may not be your fault that you are stuck in the position you are in. But it is your responsibility to get yourself out.

My job is to give you the tools you need to make that process as quick as possible. Because the sooner you set yourself free, the sooner you can get on to living the life you are supposed to live.

The reality is that you know there are things you'd be doing with your life - even small things - that you can't do right now because of your debt. You are a slave to money. Once you are free from this bondage, you'll be free to do all the good you know you're supposed to do.

This course won't do the work for you. There is a lot of painful work ahead, and many difficult choices. But this course will give you the tools you need to finish the job. You can finally break those chains, and I'm here to help you start that process today.

Don't wait any longer. Start your journey to freedom from debt today.

Example Curriculum

Addressing the Income Problem
Is it Really an Income Problem? (6:37)
Thresholds for Addressing Income First (3:01)
Getting That Promotion (6:41)
The System
Intro to the System (1:31)
3-6 Months of Expenses (6:29)
The Perfect Emergency Fund (8:32)
Building Your Budget 1 (6:04)
Building Your Budget 2 (4:46)

With Our Membership You Get This Course And Much More!

Who is Joe Brown

I started Heresy Financial to teach you how money works so that you can control your financial security.I provide anyone who wants it the education needed to prepare for the coming economic storms.

Heresy Financial is your beacon through economic uncertainty, providing the tools and knowledge to grow and protect your wealth.

What the Community says about Heresy Financial University:

I’m so happy with Heresy Financial University that I’m going to make my wife watch it!

Sarah

​Love the membership! I’ve begun the options section because I know that topic is critical. Empowerment is the one word summary of Heresy University.

​Jeremy S.

I definitely recommend this course and also to follow Heresy Financial on YouTube! Thanks Joe! I'm very glad I became a member of Heresy Financial, now I need to enroll in the options mastery class! The only thing I was an experienced investor at was real estate so I am a complete newbie to all the other assets he touches on in this course.

Nikki

The real estate section was my favorite by far. I had all these preconceived notions about real estate, but you really opened my eyes and made it so easy to understand. You challenged some of my beliefs and gave me a fresh perspective. I would definitely recommend it to anyone looking to build their investment portfolio. Thanks so much for sharing your knowledge and expertise with us!

Kyle

Authentic. Concise. Thanks for helping me grow my knowledge of strategies and tactics to formulate a winning financial game plan. Thank you for sharing your gifts!

​Terry L.

Before I came across Joe, I had managed to "learn" just enough from other YouTube “experts” to lose my hard earned $$$. Joe gave me (a complete novice) enough info and knowledge about this "not so straightforward approach" of growing wealth by "reducing risk" to understand what I was doing. The best part is, every bit of what he says can be understood and appreciated. Thanks mate.

At

I became an annual member before one of your price hikes. So glad I pulled the trigger! I am LOVING it so far.

​​Joshua T.

Mr Brown, thank you! On paper I have grown my portfolio by significantly more than the cost of the membership.

Emmanuel

I am really happy I decided to commit the investment to learn from Joe. I have been a long time YouTube subscriber and have watched his videos consistently. I am grateful I decided to move forward with this course and hope to continue to learn. Thank you for the material! I give this 5/5 stars.

Marc

I’ve taken all of Joe’s courses in Heresy University and I can tell you. With a little effort and a little capital you can easily generate an income to pay yourself back for the membership.

​Alex G.

This University is very unique and incredibly useful. I've never seen the ideas discussed and implemented in such a compelling way. These strategies have all been time-tested but you don't see them in mainstream circles.

Marc

One of my trades is already up 58% overnight.

Christy

I am halfway through one of the courses and I’m already making money Thank you Joe!

James A.

Blew my mind. VERY good info. As an average investor, I never even thought about some of this stuff. Looking forward to putting these protection strategies into practice.

Emanuel

This makes so much sense…I’m shocked this information isn’t more mainstream

Kyle

I really enjoyed this course. Joe has a special skill at teaching. He is very concise which I appreciated. The only thing I was an experienced investor at was real estate so I am a complete newbie to all the other assets he touches on in this course. I feel much more confident now about investing in the stock market, his explanation of options and hedging was really insightful as well.

Nikki

I loved this course. It was knowledgable and gave me a new perspective on capital management. The portfolio you put together made so much sense to me, and it's kind of surprising that it's not more widespread. I really liked how you broke down mainstream portfolios and explained the pros and cons of each. It helped me get a better sense of the investment landscape and made me feel more confident

Kyle

Your teaching style is fast and furious exceeding my expectations. Before I put my money into this course, I listened to your YouTube material with a critical ear to make sure I could learn complicated strategies and not just entertain myself (and also justify the cost). You are exceeding what you have done on YouTube. This is the best of Joe Brown, refined, organized, and sharpened with a purpose

Larry

Overall very solid plan and everything makes a lot of sense, keen to apply it and will come back with any questions, thanks for the great work Joe!

Chris

The content is amazing!!!! Very helpful!!!

John

Before this course, I used a quite random strategy of buying into stocks and trying to time the market. I think I'm now prepared to manage my assets through an up, down, or sideways market. Definitely worth the cost. Thanks, Joe!

Eric

Through Joe's courses I have been able to put a solid Portfolio together in a fraction of the time it would have taken to do all the research personally. I like the way the course is structured into the main sections and the length of each lesson.

Aaron

Good presentation with comprehensive content.

Jerry

I'm a fairly new member of the academy and can say Joe's courses are well worth the money. I just logged in to see the new retirement mastery course and Wow! There's over 70 lessons! He is extremely thorough! (BTW, I'm not getting paid to say this. Just grateful to have found his channel and tools. I highly recommend his courses

John

The clarity provided in the course, structured and connected a growing knowledge of strategies and tactics of the financial game to formulate a winning game plan. Thank you for sharing your gifts authentically and concisely!

TL

Love your content and love HFU. Going on month 3. Two Thumbs Up

Bob

It gives me (novice) just enough info and knowledge about this "not so straightforward approach" of growing wealth by "reducing risk". I had managed to "learn" enough from Youtube experts to loose my hard earned $$$ until I came across Joe's conceptually sound and meaningfully simple explanations of economic theories.

AT

Very straight forward

S A

Course was amazing.

John

Joe has an incredible wealth of knowledge and understanding for how macro conditions affect our financial well being. If you subscribe to the standard stocks and bonds portfolio allocations popularized by main stream media and most Youtubers, then be prepared to lose money when everyone else loses money. Portfolio Allocation Mastery is a direct reflection of Joe's understanding of how the world works.

Carl

"I just started Heresy University and I can say it’s well worth the money. I just logged in to see the new retirement mastery course and… Wow! There's over 70 lessons! He is extremely thorough! (BTW, I'm not getting paid to say this. Just grateful to have found his channel and tools).

Jon B.
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